Uber or Lyft Accident Claim
You may be able to bring a personal injury claim after an Uber or Lyft accident when another person’s negligence caused your injuries. The claim can be more complicated than an ordinary two-car collision because rideshare activity can affect which insurance coverage applies.
Responsibility may rest with the rideshare driver, another motorist or more than one party. Insurance coverage can depend on what the rideshare driver was doing at the time, such as whether the app was off, the driver was logged in and waiting for a request, or a trip had been accepted or was in progress.
Rideshare Insurance Coverage
After the crash, call for emergency assistance when necessary, report the collision to police and obtain medical care. Collect the drivers’ details, vehicle information and insurance information and take photographs if it is safe. If you were a passenger, preserve the trip receipt and screenshots showing the ride and driver.
Report the incident through the rideshare platform, but be cautious about signing releases or accepting a settlement before the applicable policies and extent of your injuries are understood.
Who May Be Responsible
Pennsylvania motor vehicle insurance law and the specific rideshare insurance arrangements can both affect the claim. Uninsured or underinsured motorist issues may also arise depending on the facts and available coverage.
For a significant injury, a Pennsylvania rideshare accident lawyer can identify the parties involved, obtain policy information and determine which coverage applied during the relevant phase of the trip. The right claim depends on the precise circumstances of the crash rather than simply whether an Uber or Lyft vehicle was involved.